Now these days it’s not that easy to find a good and reliable contractor, specially in Los Angeles. You must pay attention to every single detail in order to make a wise decision that benefits you, your loved ones, your property and your wellness. When it comes to home insurance, a lot of companies look for unprofessional contractor in order to save money; specially if they need to get in touch with construction companies because or replacement cost insurance policies, they are going to look for average contractors: simply because not all construction companies know how to deal with insurance policies for properties.
Purple Insurance Reconstruction Service is specialized on providing professional construction solutions: we work directly with all kinds of home insurance companies, so we are able to make good deals according to your insurance policy, no matter what kind of coverage it has, and we are going to take care of your property in order for you to have your house in excellent condition once again.
IS IT BETTER TO HIRE A CONTRACTOR THAT WORKS DIRECTLY WITH INSURANCE COMPANIES?
We get this question all the time. The answer is: of course it’s better! It won’t be the same if an average constructor covers your construction and remodeling work focused on pleasing an insurance company instead of making a real effort in order to please the main customer: our primary goal is to provide professional and effective construction solutions for all our customers. We pay attention to details, we use high-quality materials, and we are always ready to make good offers with insurance companies. On the other hand, a constructor without experience will only provide you with functional and basic materials. Even though your property won’t be the same because of different materials, we know what to do in order to give you guaranteed satisfaction. We know that some material costs may change constantly, but also we know how to deal with such situations.
IS IT ALWAYS BETTER TO ASK FOR REAL CASH INSTEAD OF REPLACEMENT COST POLICY?
We recommend that people choose to ask for replacement cost policy instead of cash, because you will always get less money. If you ask your home insurance company for replacement policy after an accident or damage in your property, you are going to receive more. That’s why a lot of insurance companies find their own contractors, in order to save money for them, Nevertheless, you can get in touch with us instead of letting your home insurance company to choose which contractor will perform the construction work in your house.
When it comes to accidents and replacement cost policies, there are different kinds of coverage plan: full and partial, it all depends on what kind of arrangement you got with your home insurance company. If your full coverage policy don’t covers all the expenses after an accident, you can ask for an extended replacement policy. Full coverage policies are better, of course, if you need your house to be in the same condition as it was before the accident. Get in touch with us and we’ll be able to talk about this and give you some recommendations in order for you to make a wise decision.